{"id":453,"date":"2026-05-07T13:48:46","date_gmt":"2026-05-07T05:48:46","guid":{"rendered":"https:\/\/chaileasemalaysia.com\/?page_id=453"},"modified":"2026-05-11T19:35:05","modified_gmt":"2026-05-11T11:35:05","slug":"kadar-faedah","status":"publish","type":"page","link":"https:\/\/chaileasemalaysia.com\/en\/kadar-faedah\/","title":{"rendered":"Interest Rate"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"453\" class=\"elementor elementor-453\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c51f4ca e-flex e-con-boxed e-con e-parent\" data-id=\"c51f4ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d4b115 e-flex e-con-boxed e-con e-parent\" data-id=\"4d4b115\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-783c70e e-con-full e-flex e-con e-child\" data-id=\"783c70e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-06a009a e-con-full e-flex e-con e-child\" data-id=\"06a009a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd300f1 elementor-widget elementor-widget-heading\" data-id=\"fd300f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Annual Percentage Rate (APR)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bb1950 elementor-widget elementor-widget-text-editor\" data-id=\"6bb1950\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-(--header-height)\" dir=\"auto\" data-turn-id=\"6aa80de6-4d60-4583-8c45-b9282fc42a07\" data-testid=\"conversation-turn-21\" data-scroll-anchor=\"false\" data-turn=\"user\"><\/section><section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:149e5b6c-734a-44bd-b819-2af033d40c8f-59\" data-testid=\"conversation-turn-22\" data-scroll-anchor=\"false\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"d7f20f9d-5718-49fe-b7b3-bb211bd35f17\" data-message-model-slug=\"gpt-5-3-mini\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\"><p data-start=\"0\" data-end=\"170\" data-is-last-node=\"\" data-is-only-node=\"\">Enjoy flexible repayment options, complete with an annual interest rate as low as 18%.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-520b3e2 e-con-full e-flex e-con e-child\" data-id=\"520b3e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe8d04 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"8fe8d04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"236\" height=\"206\" src=\"https:\/\/chaileasemalaysia.com\/wp-content\/uploads\/2025\/09\/home_metrics_partner_rocket.png\" class=\"attachment-large size-large wp-image-72\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a27d0a7 e-flex e-con-boxed e-con e-parent\" data-id=\"a27d0a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e484dd0 elementor-widget elementor-widget-html\" data-id=\"e484dd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n\/* ===== Responsive & Styled Loan Table ===== *\/\r\n.responsive-table-container {\r\n  width: 100%;\r\n  overflow-x: auto; \/* allows horizontal scroll on small screens *\/\r\n  border-radius: 10px;\r\n  box-shadow: 0 4px 15px rgba(0,0,0,0.05);\r\n}\r\n\r\n\/* Base Table Design *\/\r\n.loan-table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  font-family: 'Poppins', sans-serif;\r\n  font-size: 15px;\r\n  color: #333;\r\n  min-width: 700px; \/* keeps structure on small screens *\/\r\n}\r\n\r\n\/* Table Header *\/\r\n.loan-table thead {\r\n  background: linear-gradient(135deg, #0d6efd, #4b8efc);\r\n  color: #fff;\r\n}\r\n\r\n.loan-table th, .loan-table td {\r\n  padding: 12px 15px;\r\n  text-align: center;\r\n  border-bottom: 1px solid #eaeaea;\r\n}\r\n\r\n.loan-table th {\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.5px;\r\n}\r\n\r\n\/* Body Rows *\/\r\n.loan-table tbody tr:nth-child(even) {\r\n  background-color: #f8f9fa;\r\n}\r\n\r\n.loan-table tbody tr:hover {\r\n  background-color: #e9f3ff;\r\n  transition: 0.2s ease-in-out;\r\n}\r\n\r\n\/* Mobile Adjustments *\/\r\n@media screen and (max-width: 768px) {\r\n  .loan-table {\r\n    font-size: 14px;\r\n    min-width: 600px;\r\n  }\r\n}\r\n\r\n@media screen and (max-width: 480px) {\r\n  .loan-table {\r\n    font-size: 13px;\r\n    min-width: 500px;\r\n  }\r\n\r\n  .loan-table th, .loan-table td {\r\n    padding: 10px;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"responsive-table-container\">\r\n  <table class=\"loan-table\">\r\n    <thead>\r\n      <tr>\r\n        <th>LOAN AMOUNT<\/th>\r\n        <th>2 YEAR<\/th>\r\n        <th>4 YEAR<\/th>\r\n        <th>6 YEAR<\/th>\r\n        <th>8 YEAR<\/th>\r\n        <th>10 YEAR<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr><td>RM5,000<\/td><td>RM222<\/td><td>RM118<\/td><td>RM83<\/td><td>RM66<\/td><td>RM56<\/td><\/tr>\r\n      <tr><td>RM10,000<\/td><td>RM444<\/td><td>RM235<\/td><td>RM166<\/td><td>RM132<\/td><td>RM112<\/td><\/tr>\r\n      <tr><td>RM15,000<\/td><td>RM665<\/td><td>RM353<\/td><td>RM249<\/td><td>RM198<\/td><td>RM167<\/td><\/tr>\r\n      <tr><td>RM20,000<\/td><td>RM887<\/td><td>RM470<\/td><td>RM332<\/td><td>RM263<\/td><td>RM223<\/td><\/tr>\r\n      <tr><td>RM25,000<\/td><td>RM1,109<\/td><td>RM588<\/td><td>RM415<\/td><td>RM329<\/td><td>RM278<\/td><\/tr>\r\n      <tr><td>RM30,000<\/td><td>RM1,330<\/td><td>RM705<\/td><td>RM498<\/td><td>RM395<\/td><td>RM334<\/td><\/tr>\r\n      <tr><td>RM35,000<\/td><td>RM1,552<\/td><td>RM822<\/td><td>RM581<\/td><td>RM460<\/td><td>RM389<\/td><\/tr>\r\n      <tr><td>RM40,000<\/td><td>RM1,773<\/td><td>RM940<\/td><td>RM663<\/td><td>RM526<\/td><td>RM445<\/td><\/tr>\r\n      <tr><td>RM45,000<\/td><td>RM1,995<\/td><td>RM1,057<\/td><td>RM746<\/td><td>RM592<\/td><td>RM500<\/td><\/tr>\r\n      <tr><td>RM50,000<\/td><td>RM2,217<\/td><td>RM1,175<\/td><td>RM829<\/td><td>RM658<\/td><td>RM584<\/td><\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6455db1 e-flex e-con-boxed e-con e-parent\" data-id=\"6455db1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4e6e5de e-con-full e-flex e-con e-child\" data-id=\"4e6e5de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ea4831 e-con-full e-flex e-con e-child\" data-id=\"7ea4831\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9a55f elementor-widget elementor-widget-heading\" data-id=\"2d9a55f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Any questions?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a9d8dc elementor-widget elementor-widget-text-editor\" data-id=\"8a9d8dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are ready to help you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bb39e9 e-con-full e-flex e-con e-child\" data-id=\"2bb39e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b806042 elementor-widget elementor-widget-image\" data-id=\"b806042\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/chaileasemalaysia.com\/wp-content\/uploads\/2025\/09\/home_faq_deco-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-170\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b29a96a e-flex e-con-boxed e-con e-parent\" data-id=\"b29a96a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9db139f e-con-full e-flex e-con e-child\" data-id=\"9db139f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfc479c elementor-widget elementor-widget-n-accordion\" data-id=\"cfc479c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Applications are open to  Malaysian citizens aged 21 years and above  who have  a permanent job  or run  a legally registered business .To facilitate the approval process, please provide the following documents:Latest pay slipBank statements from the last few monthsBusiness registration documents (if applicable)\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2170\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2170\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who is Eligible to Apply? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2170\" class=\"elementor-element elementor-element-46e9929 e-con-full e-flex e-con e-child\" data-id=\"46e9929\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2170\" class=\"elementor-element elementor-element-f088d8e e-flex e-con-boxed e-con e-child\" data-id=\"f088d8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e280718 elementor-widget elementor-widget-text-editor\" data-id=\"e280718\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\">Applications are open to  Malaysian citizens aged 21 years and above  who have  a permanent job  or run  a legally registered business .<\/p><p data-start=\"279\" data-end=\"344\">To facilitate the approval process, please provide the following documents:<\/p><ul><li data-start=\"346\" data-end=\"367\"><p data-start=\"348\" data-end=\"367\">Latest pay slip<\/p><\/li><li data-start=\"368\" data-end=\"407\"><p data-start=\"370\" data-end=\"407\">Bank statements from the last few months<\/p><\/li><li data-start=\"408\" data-end=\"459\"><p data-start=\"410\" data-end=\"459\">Business registration documents (if applicable)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2171\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2171\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How Long Do You Have to Wait for Approval? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2171\" class=\"elementor-element elementor-element-be0f1a9 e-con-full e-flex e-con e-child\" data-id=\"be0f1a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2171\" class=\"elementor-element elementor-element-4c59372 e-flex e-con-boxed e-con e-child\" data-id=\"4c59372\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c119b0 elementor-widget elementor-widget-text-editor\" data-id=\"0c119b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"119\" data-end=\"226\"><ul><li data-start=\"119\" data-end=\"226\"><p data-start=\"121\" data-end=\"226\" class=\"translation-block\">Personal &amp; Business Financing:  The approval process is usually completed in  just 24 to 48 hours !<\/p><\/li><li data-start=\"227\" data-end=\"370\"><p data-start=\"229\" data-end=\"370\" class=\"translation-block\">Home Financing:  Takes around  5 to 7 working days , depending on the completeness of your documents. The more complete, the faster!<\/p><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2172\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2172\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What Documents Need to Be Provided? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2172\" class=\"elementor-element elementor-element-2fec9d1 e-con-full e-flex e-con e-child\" data-id=\"2fec9d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2172\" class=\"elementor-element elementor-element-01e8ab8 e-flex e-con-boxed e-con e-child\" data-id=\"01e8ab8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-604c88d elementor-widget elementor-widget-text-editor\" data-id=\"604c88d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"122\" data-end=\"152\"><strong data-start=\"122\" data-end=\"152\">For Personal Financing:<\/strong><\/p><ul data-start=\"153\" data-end=\"294\"><li data-start=\"153\" data-end=\"179\"><p data-start=\"155\" data-end=\"179\">Copy of identity card<\/p><\/li><li data-start=\"180\" data-end=\"209\"><p data-start=\"182\" data-end=\"209\">Latest 3 months salary slip<\/p><\/li><li data-start=\"210\" data-end=\"235\"><p data-start=\"212\" data-end=\"235\">Personal bank statement<\/p><\/li><li data-start=\"236\" data-end=\"294\"><p data-start=\"238\" data-end=\"294\">Proof of address (such as an electricity, water, or telephone bill)<\/p><\/li><\/ul><p data-start=\"296\" data-end=\"328\"><strong data-start=\"296\" data-end=\"328\">For Business Financing:<\/strong><\/p><ul data-start=\"329\" data-end=\"499\"><li data-start=\"329\" data-end=\"373\"><p data-start=\"331\" data-end=\"373\">Copy of SSM (Company Registration Certificate)<\/p><\/li><li data-start=\"374\" data-end=\"403\"><p data-start=\"376\" data-end=\"403\">Company financial reports<\/p><\/li><li data-start=\"404\" data-end=\"447\"><p data-start=\"406\" data-end=\"447\">Company bank statement (latest 6 months)<\/p><\/li><li data-start=\"448\" data-end=\"499\"><p data-start=\"450\" data-end=\"499\">Business supporting documents (invoices, contracts, etc.)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2173\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2173\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I change the payment schedule? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2173\" class=\"elementor-element elementor-element-60d8e3f e-con-full e-flex e-con e-child\" data-id=\"60d8e3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2173\" class=\"elementor-element elementor-element-12ce1b2 e-flex e-con-boxed e-con e-child\" data-id=\"12ce1b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-343fc4c elementor-widget elementor-widget-text-editor\" data-id=\"343fc4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"114\" data-end=\"124\">Boleh!<\/strong>\u00a0Yes!  If you are facing financial difficulties, please contact us immediately. We are ready to discuss to rearrange a more suitable payment schedule. Our approach is flexible and understanding of your situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2174\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2174\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Want to settle early, is that possible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2174\" class=\"elementor-element elementor-element-4e1f246 e-con-full e-flex e-con e-child\" data-id=\"4e1f246\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2174\" class=\"elementor-element elementor-element-04d8e5f e-flex e-con-boxed e-con e-child\" data-id=\"04d8e5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df0c2fd elementor-widget elementor-widget-text-editor\" data-id=\"df0c2fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\">Absolutely!  There are no hidden penalties if you want to settle the payment earlier than the original deadline. If there are any administrative charges, we will clearly inform you in advance. All transactions are done transparently and honestly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4a4925 e-con-full e-flex e-con e-child\" data-id=\"a4a4925\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e931e63 elementor-widget elementor-widget-heading\" data-id=\"e931e63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Check My Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cc90fb elementor-widget elementor-widget-menu-anchor\" data-id=\"7cc90fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"contact\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c24fc3e elementor-widget elementor-widget-wpforms\" data-id=\"c24fc3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"wpforms-css-vars-elementor-widget-c24fc3e\">\n\t\t\t\t.elementor-widget-wpforms.elementor-element-c24fc3e {\n\t\t\t\t--wpforms-button-background-color: #FBA800;\n--wpforms-label-color: #FFFFFFD9;\n\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-508\"><form id=\"wpforms-form-508\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"508\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/en\/wp-json\/wp\/v2\/pages\/453\" data-token=\"9615ddc7bcd7e4a5420ff0a3634e7453\" data-token-time=\"1780707031\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/453\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-508-field_1-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"1\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-508-field_1\" aria-hidden=\"false\">Name  <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-508-field_1\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][1]\" placeholder=\"Nama * (Wajib diisi)\" aria-errormessage=\"wpforms-508-field_1-error\" required><\/div><div id=\"wpforms-508-field_4-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"4\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-508-field_4\" aria-hidden=\"false\">Nombor WhatsApp * (Wajib diisi) <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"number\" id=\"wpforms-508-field_4\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][4]\" placeholder=\"Nombor WhatsApp * (Wajib diisi)\" step=\"any\" aria-errormessage=\"wpforms-508-field_4-error\" required><\/div>\t\t<div id=\"wpforms-508-field_3-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"3\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-508-field_3\" >Lokasi (Tidak Nombor<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-508-field_3\" class=\"wpforms-field-medium\" name=\"wpforms[fields][3]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-508-field_8-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-508-field_8\">Loan Amount<\/label><select id=\"wpforms-508-field_8\" class=\"wpforms-field-large\" name=\"wpforms[fields][8]\"><option value=\"\" class=\"placeholder\" disabled selected='selected'>--- Select Choice ---<\/option><option value=\"5,000\" >5,000<\/option><option value=\"10,000\" >10,000<\/option><option value=\"20,000\" >20,000<\/option><option value=\"30,000\" >30,000<\/option><option value=\"40,000\" >40,000<\/option><option value=\"50,000\" >50,000<\/option><option value=\"60,000\" >60,000<\/option><option value=\"70,000\" >70,000<\/option><option value=\"80,000\" >80,000<\/option><option value=\"90,000\" >90,000<\/option><option value=\"100,000\" >100,000<\/option><\/select><\/div><div id=\"wpforms-508-field_10-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"10\"><label class=\"wpforms-field-label\" for=\"wpforms-508-field_10\">Total Monthly Income<\/label><input type=\"text\" id=\"wpforms-508-field_10\" class=\"wpforms-field-large\" name=\"wpforms[fields][10]\" aria-errormessage=\"wpforms-508-field_10-error\" ><\/div><div id=\"wpforms-508-field_9-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-508-field_9\">Location<\/label><select id=\"wpforms-508-field_9\" class=\"wpforms-field-large\" name=\"wpforms[fields][9]\"><option value=\"Johor\" >Johor<\/option><option value=\"Kedah\" >Kedah<\/option><option value=\"Kelantan\" >Kelantan<\/option><option value=\"Melaka\" >Melaka<\/option><option value=\"Negeri Sembilan\" >Negeri Sembilan<\/option><option value=\"Pahang\" >Pahang<\/option><option value=\"Perak\" >Perak<\/option><option value=\"Perlis\" >Perlis<\/option><option value=\"Pulau Pinang\" >Pulau Pinang<\/option><option value=\"Sabah\" >Sabah<\/option><option value=\"Sarawak\" >Sarawak<\/option><option value=\"Selangor\" >Selangor<\/option><option value=\"Terengganu\" >Terengganu<\/option><option value=\"Kuala Lumpur\" >Kuala Lumpur<\/option><option value=\"Labuan\" >Labuan<\/option><option value=\"Putrajaya\" >Putrajaya<\/option><\/select><\/div><div id=\"wpforms-508-field_2-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"2\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-508-field_2\" aria-hidden=\"false\">Email (Optional)<\/label><input type=\"email\" id=\"wpforms-508-field_2\" class=\"wpforms-field-large\" name=\"wpforms[fields][2]\" placeholder=\"Email (Optional)\" spellcheck=\"false\" aria-errormessage=\"wpforms-508-field_2-error\" ><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-508-field_3-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-508-field_3-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-508-field_3-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v2\" ><div class=\"g-recaptcha\" data-sitekey=\"6LfYr90sAAAAALD4nT2Ein5aK2fYnnd0_ZQVYJeW\"><\/div><input type=\"text\" name=\"g-recaptcha-hidden\" class=\"wpforms-recaptcha-hidden\" style=\"position:absolute!important;clip:rect(0,0,0,0)!important;height:1px!important;width:1px!important;border:0!important;overflow:hidden!important;padding:0!important;margin:0!important;\" data-rule-recaptcha=\"1\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"508\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/pages\/453\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-508\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Hantar\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/chaileasemalaysia.com\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>  <!-- .wpforms-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3f880 elementor-widget elementor-widget-text-editor\" data-id=\"4b3f880\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\">Data Protection: Your personal data is collected and processed securely in accordance with our Privacy Policy and will not be shared without your consent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Annual Percentage Rate (APR) Nikmati pilihan bayaran balik yang fleksibel, lengkap dengan kadar faedah tahunan serendah 18%. LOAN AMOUNT 2 YEAR 4 YEAR 6 YEAR 8 YEAR 10 YEAR RM5,000 RM222 RM118 RM83 RM66 RM56 RM10,000 RM444 RM235 RM166 RM132 RM112 RM15,000 RM665 RM353 RM249 RM198 RM167 RM20,000 RM887 RM470 RM332 RM263 RM223 RM25,000 RM1,109 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-453","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/pages\/453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/comments?post=453"}],"version-history":[{"count":6,"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/pages\/453\/revisions"}],"predecessor-version":[{"id":982,"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/pages\/453\/revisions\/982"}],"wp:attachment":[{"href":"https:\/\/chaileasemalaysia.com\/en\/wp-json\/wp\/v2\/media?parent=453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}